Anonymous
map-marker Friendswood, Texas

Total rip off

Took van in for ac service as back AC didn't even turn on at all and front was loud toco says the back is fine tho it doesn't even run at all said they'd fix front 1 hr labor back takes 4 so totally denied rear then told I have a transmission issue they won't cover says 5.5 years 99k miles is excessive milage says must have been ride share vehicle and to cover the tranny id have to go back in time 45k miles and have it serviced it's never been used as a ride share I got them proof it was serviced they called it questionable as I had to go back to shop to get a reprinted receipt ur better off saving ur money for future repairs yourself

View full review
Anonymous
map-marker Houston, Texas

Car in shop air conditioning need rental

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
What good is a warranty that does not cover diagnostic to get to the problem ?How do you find out the problem ,is it to guess ?This warranty is not worth having .find some other one you can't even get a rental car until a claim is file.your car may be in the shop getting tested and you are without a car dumb as warranty .
View full review
Anonymous
map-marker Pittsburgh, Pennsylvania

Car in shop air conditioning need rental

I didn't get a rental I'm without a car and it's been at shop for over 9 hours which I'm not satisfied at all. I should have been in a rental as soon as that car went in the shop I am deeply considering changing my warranty next year.
View full review
Paul H Mok

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Columbus, Ohio

I don't have any warranty info on the 2014 Hyundai Accent I bought the warranty on from Evans Toyota!

I got an email from TOCO but was unable to open the files?? Purchased this car May, 2017 from Evans Toyota, Fort Wayne, IN. I need to get some warranty info ASAP. Paul Hollar
View full review
1 comment
Toco J

Hi Paul, feel free to call in for a live, no-pressure consultation or you can get a quote directly at TocoWarranty.com

Featured
Anonymous
map-marker El Paso, Texas

Lack of Coverage

I have paid for two warranties,, probably over 4,000 only to not have anything get covered. If you are lucky, they may cover y your tows after calling repeatedly and waiting for hours. I have so much invested with them that I am out a lot of money. I am very upset with this company. My keys and car remote got lost during the tow and no one is taking liability.Be this and makiig
View full review
1 comment
Toco J

Hi Consumer (sorry your real name didn't come across this platform), We would love to help. Give us a call and our award-winning customer care is here to assist.

Anonymous
map-marker Orlando, Florida

Sorry I purchased !

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
Had coverage for 5000 miles. Blew engine of 3 year old car. Toco called it a preexisting condition. Dealer said no way . I paid towing 20 miles and rebuilt engine. Carless for three months, and out thousands of dollars. Toco gets high rate because they talk to you and tell you to kiss something.
View full review

User's recommendation: Run the other way !

1 comment
Toco J

Toco is committed to customer success and our award-winning customer care strives to do all that can be done to help. Toco is a marketing company, selling the coverage honestly and transparently.

The claims are handled by the administrator on the plan, Warrantech. They approve/deny claims.

Toco does not. Let's see if we can help

Carl H Bsw

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Dissatisfied customer

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
Stuck 1000 miles from home transmission failed cant get an inspector to the shop so they can start to work on it ? Shop cant start to work on it until inspector inspects it ! Cant get someone to put an emergency on the inspection no body at Toco will help me this company is a total SCAM . Cant even get a hold of someone higher up to maybe exculate the claim I would pay extra to fast track the inspection but cant find anyone that will help me so I'm paying to get it fixed stopping payments thru my bank on Toco related expenses! Buyer beware please dont waste your money or time with Toco !!!
View full review
Loss:
$5000
Pros:
  • Very underhanded and sneaky
Cons:
  • Take money without providing anything in return

Preferred solution: Full refund

User's recommendation: Total SCAM

1 comment
Toco J

Toco is sorry that you had this experience and is happy to offer assistance. Unfortunately, Toco does not administer the claims on this policy, but we can confirm that it was sold in accordance with the terms and conditions therein.

Anonymous
map-marker Chicago, Illinois

Toco is terrible!

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
They denied a claim of mine and try to trip me up with words saying that my vehicle had pre-existing conditions to avoid fixing the problem. I tried to explain to them that it was not a pre existing condition and they still wouldn't honor it.
View full review

User's recommendation: Don't go with Toco.

1 comment
Toco J

Toco does not approve or deny claims but is simply a seller of the contract. Investigation of the call shows that Toco sold the contract in accordance with the terms of the agreement and provided a transparent customer education.

Sharon S Vhp

Customer Service

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
I need to file a claim and of course I'm not able to because no one seems to be in the office today at 9:30 in the morning. Why???? I also haven't received anything in the mail or on my email about my warranty coverage. I was overcharged. No one seems to be working at this company. How do I contact them and make a claim if no one is working????
View full review
Loss:
$300
Pros:
  • Very underhanded and sneaky
Cons:
  • Take money without providing anything in return

Preferred solution: Deliver product or service ordered

1 comment
Toco J

Toco is a west coast company and expanding operations to make accommodations for our east coast clientele. This will provide customer service at an earlier time to resolve issues like this.

The claims department is open 7am-7pm Central time. Toco sends the contract fulfillment package digitally via email and through the customer portal.

Anonymous
map-marker Quakertown, Pennsylvania

Horrible customer experience

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full

I spoke with one of the supervisors to complain about one of his salespeople, who was very arrogant and extremely pushy towards me. Also, this supervisor guaranteed me a revised contract including a reduction in mileage requirement and a $50 Amazon e-gift card with my renewed contract, which I never received.

None of the revised terms were implemented as promised. This was to be a renewal contract. At that point, I immediately canceled the renewal where I felt uncomfortable accepting. Instead of living up to the errors, the only response I received from them was that this was human error.

This mistake, however, was unacceptable and a very strong reflection on the company and how they do business. I, for one, do not want to do business with a company that not only has arrogant and pushy sales staff working for them but who renege on promises they make to their valued customers.

View full review

User's recommendation: Stay away from this company. Toco has a lot to learn on how to provide an exceptional customer experience.

1 comment
Toco J

Toco stands behind the service and products we sell and is committed to customer success. Toco's core values include honesty and that is how the company is run.

Investigation of the enrollment call provides proof that Toco did disclose all appropriate terms and followed through with the agreement. We are sorry that there was an issue and the attempt to correct the problem was unsatisfactory.

Anonymous
map-marker Van Nuys, California

Pissed Reviews

First of all... TOCO is a mexican word company and in America that means foreign. With all the cartels out there you have to wonder and think, what should I do? $259.00 a month is well you can buy a new car. Read the application and agreements; I did and now I don't own a car. BBQ
View full review

User's recommendation: Buy new car

1 comment
Toco J

This review is non-sensical and hard to address, but we wish the reviewer luck in all future endeavors.

Anonymous
map-marker Kissimmee, Florida

STAY AWAY ! !

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
I joined two years ago. After two months and five thousand miles my car wouldn't start. I called toco. They told me it would cost to tow it to the dealership 15 miles. Dealership said coolant had entered engine and needed rebuilt. Toco said that it was preexisting condition and would not cover any of it. Car repairs cost $3500. I won't say how I feel.
View full review
sam w Oyf

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Good price,and quality

just received the screen protector today but the glass does not fit the entire face. about an half inch short, is that normal. I have a galaxy s7 edge.what do I do now since I have installed one glass
View full review
Reason of review:
On time delivery

Insurance Expert Talks

Exposed: Types of Insurance Scams and Fails

Mar 7, 2021

In this video interview, Charles R. Gallagher, an attorney, explains what sort of insurance fraud happens with consumers. Find out more about insurance fraud, the worst cases discovered, and how to protect yourself from insurance scam.

Read full article
Charles
Charles

Charles R. Gallagher, an attorney and managing partner with Gallagher & Associates. His practice focuses on insurance litigation, foreclosure defense and consumer law.

Adrena Dyy

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Summerville, South Carolina

Don't believe what customer service tell you

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
I have been with Toco for several years, you can't trust their customer service, they say they record your conversation, they approve a repair until the repair shop call back; than conveniently they can't find the approved the repair.
View full review
Pros:
  • Very underhanded and sneaky
Reason of review:
Not as described/ advertised
1 comment
Toco J

Toco's honesty and transparency are core values of the business. Toco is accountable for what is said and what is offered.

Karlie Nah
map-marker Park City, Utah

Very poor service

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
I’m trying to cancel my coverage they won’t answer the phone I called numerous times to cancel my coverage they won’t cover nothing but liars and cheaters and screw people out money
View full review
1 comment
Toco J

Toco offers assistance to all customers who request it and would be happy to help.

Anonymous
map-marker Tampa, Florida

No purchase

Glad I didn’t buy.Thanks to everyone who commented about your experience.
View full review

Why Trust Reviews on PissedConsumer?

  • Professional auto and live moderation
  • 100% user-generated content
  • Equal opportunity and protection
  • Zero tolerance for fake reviews
  • Verified content
  • PissedConsumer is on the Inc. 5000 list

For more information read Blog article